Lottery Payment Methods

By Noel Davies on
From Visa to PayPal there are plenty of payment options, whether you’re buying tickets or betting on lottery. Compare the top lottery sites to find the best lottery payment method for you.
Accepts Players in CA Accepts Players in CA
Expertly Reviewed Expertly Reviewed
Mobile Friendly Mobile Friendly
Fast Withdrawals Fast Withdrawals
Lottery SITE Score NEW CUSTOMER OFFER Expert Review GO TO SITE & SIGN UP Terms
1. MegaRush
100% up to $200 + 25 free spins

Reviewed & verified by our team

"Claim Mega Loyalty rewards, be a part of the exclusive Mega Club and get 20% cashback every week when you play at Megarush. "
Claim Bonus
18+. Full T&Cs apply. Please gamble responsibly.
2. Crazy Lottos
25% Off All Lottery Bundles

Reviewed & verified by our team

"Enjoy playing all of the biggest and best lottos from around the world at Crazy Lottos, and pick up a free Powerball line to get the ball rolling."
Claim Bonus
New Customer Offer Get 25% off when playing any of our bundles on a 6 or 12 month subscription 18+. Full T&Cs apply. Please gamble responsibly.
3. Super Stakes
50% off lottery bundles

Reviewed & verified by our team

"Snap up your favourite Super Bundle at Super Stakes and start playing the world's biggest lotteries."
Claim Bonus
New Customer Offer In order to opt in to the Bundle offer, players must sign up to Superstakes and make a minimum deposit of €40 during the promotion period. 50% Discount will be credited to the player's account immediately and one time only per household, following claim. 50% Discount is only valid if claimed within 24 hours of making your first deposit 18+. Full T&Cs apply. Please gamble responsibly.
4. Play Huge Lottos
Buy 1 Entry Get 1 Powerball Free

Reviewed & verified by our team

"Take your pick from more than 20 world-famous lottos, including Mega Millions, Powerball, SuperEna and EuroMiliions, or play Cash for Life for your chance to win $1,000 a day!"
Claim Bonus
New Customer Offer 18+. Full T&Cs apply. Please gamble responsibly.
Buy 5 Get 1 Free

Reviewed & verified by our team

" has it all - the top lotteries, the best progressive jackpot slots and instant-win scratchcards with 6-figure payouts. If that's not enough, there's a wide selection of live casino games, too."
Claim Bonus
New Customer Offer Buy 5 scratchcards and get 1 for free 18+. Full T&Cs apply. Please gamble responsibly.
6. Giant Lottos
Win a $600+ Million Jackpot!

Reviewed & verified by our team

"Increase your chances of winning one of the big lotteries by joining a syndicate at Giant Lottos."
Claim Bonus
18+. Full T&Cs apply. Please gamble responsibly.
7. Multilotto CA
100% up to $100 + 10 Free Lotto Tickets

Reviewed & verified by our team

"Download the Multi Lotto app and play the Canada Lotto and many others from around the globe. also, enjoy prizes up to $250,000 on the top scratchcards."
Claim Bonus
18+. Full T&Cs apply. Please gamble responsibly.
8. Lottoland CA
Win a $255 Million Mega Jackpot

Reviewed & verified by our team

"Lottoland is one of the biggest website for playing international lotteries. It also offers keno games with $10 million jackpots."
Claim Bonus
18+. Full T&Cs apply. Please gamble responsibly.

Thanks to online lottery sites and lotto betting sites, it’s now possible to win money on lotteries around the world. Whether you want to have a wager on the US Mega Millions, have an eye on Italy’s SuperEna or fancy a flutter on Spain’s Christmas lottery, there’s a lottery site for you.  But, what payment method s are accepted at these lotto sites, and which is best to use? We cover everything you need to know about the payment options available so that you can pick out a top lottery site, sign up and start your lottery adventure today.

Online lottery payment methods

With such a vast choice of lottery payment methods, how can you be sure that you’ve chosen the right one for you? Let’s take a look at some of the most popular options.

Credit & Debit Cards

Debit and credit cards are traditional payment methods at both online and offline retailers, which makes them a natural choice for lotto sites. Most sites will allow customers to make deposits and withdrawals using Visa and MasterCard, but individual sites may also permit payments using other card providers.


  • Fuss-free
    Virtually everyone has access to a debit or credit card and use them practically every day. This means people understand how to use them, making for a simple, fuss-free way to buy lottery tickets or deposit funds into your online lottery account.
  • Instant payments
    Whether you’re buying a lottery ticket online or depositing funds into your lotto betting account, card payments are almost always instant.


  • Fees
    While debit cards are nearly always a free payment option,your credit card provider might enforce their own charges when it comes to making lottery ticket purchases or depositing money onto a lottery betting site . This is because some providers deem it as a cash advance.


E-wallets are becoming more and more popular payment methods. Most people are familiar with PayPal , but names such as Neteller are also becoming more commonly known.


  • Security
    When you sign up to an e-wallet provider you’ll give them your personal details, which means you won’t need to enter them on the lottery site. You’ll simply log in and the provider acts as a bridge between your bank and the site. This adds another level of protection to your personal information.
  • Speed
    Both deposits and withdrawals are practically instant when you’re using an e-wallet as a payment method. This means you can start betting on lottery and withdraw your lottery betting winnings quickly.


  • Bonus exclusions
    Many lottery betting sites offer bonuses, such as free cash or matched deposits, to their new customers. However, a handful of lottery sites—as well as other gambling sites and sportsbooks—exclude payments via certain e-wallets from claiming these bonuses. Check for any such exclusions in the terms and conditions before you choose your lottery site.

Virtual prepaid cards

Prepaid cards are accepted at a vast range of lottery sites. They function in a similar way to a regular debit card, but users will only have access to a certain amount of money on this card. paysafecard is one of the most widely available- players can buy a card and pay using the 16-digit PIN on the card.


  • Controls spending
    Prepaid cards are a useful way of taking control of your lottery betting budget as you’ll only have access to the predetermined amount of money on the card.
  • Security
    As with e-wallets, prepaid card users won’t need to enter personal banking information when making purchases on lottery sites. This adds another level of protection to your information.


  • Fees
    Depending on the prepaid card you choose you may have to pay a monthly service fee.
  • Spending limits
    Some prepaid cards may have maximum spend limits, which could limit the amount you deposit into your lotto betting account.

Bank Transfers

Many top lottery sites offer customers the chance to make deposits and withdrawals via bank transfer.


  • Simple

Bank transfers to gambling sites work in the same way as other bank transfers. The familiarity of these transfers makes it an easy and hassle-free process.


  • Processing times

Whether you’re making deposits to your lottery betting account, or withdrawing your lotto betting winnings, payments via bank transfer usually have a longer processing time than other payments. This will vary between lottery sites, but is usually around 1 to 5 working days.


With the increasing popularity of cryptocurrencies, Bitcoin lotteries are becoming more and more common, especially at new lottery sites. At Bitcoin lottery sites customers can make deposits and withdraw winnings with the virtual currency.


  • Security
    Bitcoin provides total anonymity which provides you with another level of security regarding the safeguarding of your personal information.
  • Universal currency
    Bitcoin currency is universal, which means there’s no loss of value when converting from EUR to GBP, for instance. This is especially useful if you’re betting on international lotteries.


  • Fluctuating value
    Bitcoin doesn’t yet have any regulation per se, which means it’s subject to fluctuations and can value can fluctuate significantly in a short period of time. This means the value of your win can vary from day-to-day.

Withdrawal processing times

While many lottery site deposit banking options are practically instant, you’ll usually need to wait a short processing time for withdrawals. This processing time can be as little as a matter of hours to a few days and will vary for each payment method and at each lottery site.

Compare, pay and play

Now you understand the top lottery payment methods, you’re probably ready to start betting on your favourite lotto draws. The next step is to find your ideal online lottery site. Take a look at our list of top sites and see which one fits the bill. Simply sign up for your favourite and start your online lottery adventure.

Must I deposit a minimum amount to my online lottery account?

Most lottery sites will ask customers to make a minimum deposit when uploading money into their account. This minimum amount will vary depending on your chosen lottery site and payment method.

Is it safe to share my bank details with a lottery site?

Yes, providing you’ve chosen a licensed lottery operator licensed to operate in Canada. Governing bodies hold licensees to high standards when it comes to safeguarding customers, so you can rest assured that your money is safe. However, if you’re looking for an extra layer of protection you can use e-wallet options, such as PayPal,  to pay for your lottery bets.

Can I use multiple payment methods?

Yes. You won’t be held to using the same payment method every time you make a deposit or withdrawal from your online lottery account. Some sites stipulate that customers withdraw winnings with the same method they used to deposit, so be sure to check the terms and conditions before deciding on a chosen banking method.

If I make a payment via desktop, will it be available on my mobile account?

Yes, any deposits you make on your desktop will be account on mobile too. Simply log into your mobile app — or mobile-optimised web page— and bet on your favourite lotteries, from US Powerball to the Spanish El Gordo de Navidad, wherever you are.

Can I use my friend's credit card to fund my account?

No, this is not allowed under any circumstances. The name of the lottery site account holder must match the name on the payment card. These rules are in place to protect customers against illegal activity.

The people behind this page's online gambling content experts helped write, edit and check the content on this page:

Noel is a writer for with over a decade of experience writing on topics including online casino and sports betting.