The Best eCheck Casinos in the US

By Eddie Baker on
Are you interested in using eChecks for your casino deposits and withdrawals? Here we’ll explain exactly how the process works and what the benefits are. Read on to find out everything you need to know.

Online casinos that accept eCheck are becoming increasingly popular thanks to the simplicity and security of this payment method. If you like the idea of not having to share any card details or passwords, eCheck casinos could be ideal for you. Read on to find out more — then, if you’re keen to sign up, browse our list of approved sites and click through to get started.

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1. Bet MGM
100% Up To $1000 Deposit Bonus

Reviewed & verified by our team

"Every wager counts at BetMGM. Now when you play your favorite slots, card games and live dealer tables online, you can earn comp points for M-Life Rewards "
Claim Bonus
New Customer Offer New customers who create verified accounts at will get: $25 FREEPLAY. All casino games – 150 iRewards Points Release Requirement and 100% deposit match up to $1000 FREEPLAY® – All games – 6x Bonus Amount iRewards Points Release Requirement 21+. Full T&Cs apply. Please gamble responsibly.
2. Bet Rivers
100% up to $250

Reviewed & verified by our team

"Bonuses with low play-through requirements, iRUSH Rewards and a complete selection of progressives, slots and live dealer games are waiting for you at Bet Rivers online casino."
Claim Bonus
New Customer Offer Make your first deposit using the bonus code 250MATCH and receive a 100% match up to $250. All Bonus Money needs to be wagered within 30 days after being credited, otherwise it will expire. Bonus Money is non withdrawable until the 1X wager requirement is fulfilled. 21+. Full T&Cs apply. Please gamble responsibly.
3. Draftkings
100% up to $1500

Reviewed & verified by our team

"The king of DFS now welcomes casino players. With slots, table games, video poker, keno, and jackpot games - DraftKings Casino has something for everyone."
Claim Bonus
New Customer Offer Bonus amount is equal to that of the first deposit amount, not to exceed $1,500 (the patron must deposit $1,500 to be eligible to receive the maximum possible bonus amount of $1,500 21+. Full T&Cs apply. Please gamble responsibly.
4. Fanduel
$200 Risk Free Bet

Reviewed & verified by our team

"Play slots and table games direct from your phone. With bonuses for new and existing patrons, and real cash payouts within 24 hours, FanDuel is fast becoming one of America's favorite gambling apps."
Claim Bonus
New Customer Offer 100% back on net casino losses incurred in your first 24 hours of play, up to $200. Max refund $200 in Casino Site Credit (can only be used on casino games). Bonus period begins on your first real money casino bet and extends for 24 hours. No bonus less than $5 will be awarded 21+. Full T&Cs apply. Please gamble responsibly.
5. Sugarhouse
100% Up To $250 on 1st Deposit

Reviewed & verified by our team

"SugarHouse is a popular US brand known for its generous low wagering bonuses and promotions. Spin the reels on the best slots from IGT, NetEnt, BTG, and many other top providers. "
Claim Bonus
New Customer Offer The offer is to deposit and receive 100% up to $250 in bonus money with a 1X wagering requirement. Use bonus code 250MATCH when making your first deposit. Minimum deposit of $10. Bonus money will be credited to (within 48h of making the deposit) the player’s regular bonus bank. 21+. Full T&Cs apply. Please gamble responsibly.
6. Party
100% Up To $500 + 20 Free Spins

Reviewed & verified by our team

"Win free spins every day in Slot Races at PartyCasino. Also, enjoy a diverse gaming experience with a wide range of table games, slots, slingo, and poker variants."
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New Customer Offer First deposit = 100% up to $200 + 20 Free Spins on Melon Madness Deluxe. Second Deposit = 100% up to $150. Third Deposit = 100% up to $150 21+. Full T&Cs apply. Please gamble responsibly.
7. Golden Nugget
Up to $1000 Bonus + 200 Free Spins

Reviewed & verified by our team

"Join the online gold rush at the iconic Golden Nugget Casino. Experience a magificent gambling experience with top games such as Megaways slots, jackpots, roulette, blackjack and scratchers."
Claim Bonus
New Customer Offer Players must claim the offer from Available Bonuses and make a minimum deposit of $30 to be eligible to receive the welcome offer. Players are eligible for only one First Deposit Bonus Match. Bonus offer must be claimed with a single deposit. The maximum bonus given to any player is $1,000. 21+. Full T&Cs apply. Please gamble responsibly.
8. Caesars
100% Match Up To $300

Reviewed & verified by our team

"Download the app and play online at one of America's best known casinos. Earn Caesars Rewards on each bet to add more value to your real money gaming activity."
Claim Bonus
New Customer Offer $10 minimum deposit. Players must wager the combined deposit and bonus amount 5x on slot games, 10x on video poker games, and 25x for all other games 21+. Full T&Cs apply. Please gamble responsibly.
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Pros & Cons

Pros and Cons of eCheck Casinos 

Here are some of the main pros and cons of online casinos that accept eCheck:



  • Highly secure – eCheck payments are processed via ACH, which is an encrypted network used for a wide range of bank transactions. There’s a low risk of hacking attempts or fraud, as payments are protected by your bank.
  • Privacy – There’s no need to share any card details or passwords when using an electronic check.
  • Straightforward – Setting up an eCheck payment is a quick and easy process, and will be familiar to anyone who has used a paper check.
  • High spending limits – eChecks have high spending limits that are ideal for large transactions.
  • Lower fees – Not all banks charge processing fees on eCheck transactions, but those that do tend to charge less than they do for credit card casino payments.


  • Slow or no withdrawals – Some eCheck casinos only support deposits using this method. If withdrawals are available, they’re on the slower side of up to five working days.
  • Deposits aren’t instant – Because transactions have to be processed by the bank, eChecks are one of the few deposit methods that don’t deliver your funds straight away, often taking up to three working days to land in your casino account.
  • Fees – Although eCheck casinos aren’t likely to charge you for using the service, you may incur a small processing fee from your bank.
What are eChecks

eChecks Explained

eChecks are a digital version of a regular paper check. They use the Automated Clearing House (ACH) to transfer funds from the user’s checking account into the merchant’s business bank account, in this case an online casino site. 

Like a paper check, eChecks contain information identifying you and your bank account, but the process is quicker with an eCheck. Once the information on your eCheck has been confirmed, the payment will be processed and make its way to or from your bank.

A withdrawal takes a similar amount of time as a debit card payment — up to five business days. However, unlike debit and credit cards, eCheck deposits don’t instantly land in your casino account, as they have to be processed by the bank. It usually takes 1–3 working days for the funds to become available.

Ranking Criteria

How We Rank and Review the Best eCheck Casinos

Here at, it’s our job to bring you the very best eCheck casinos. Our expert team reviews each site against a range of specific criteria, to ensure it’s worth our endorsement. Check out the main points we consider below.

  • Licensing and Safety – We only review licensed online casinos, as this affords players a certain level of protection from malpractice. Safety is also assured through the use of SSL encryption to protect customers’ data
  • Bonuses and Promotions – Online casinos that accept eCheck typically offer a range of bonuses for new and existing customers. We review these carefully to compare the rewards up for grabs at other sites
  • Bonus Terms and Conditions – It’s vital not to overlook the T&Cs of a bonus. Player-friendly terms can make it a lot easier to secure some real money winnings. We recommend you look over the stipulations for yourself, but we’ll alert you to any harsh wagering requirements or maximum win caps
  • Games Selection – Top eCheck casinos offer a wide variety of casino games, featuring everything from slots to slingo. We ensure there are plenty of options within each category, such as different variations of roulette like American, European and French
  • Payout Speed – eCheck casinos typically offer a wide range of payment methods. We take each one in turn and consider whether customers will have access to fast withdrawals. The casino’s internal processing times are a key factor here
  • Mobile Functionality – Casino sites that offer a mobile app will typically score higher than those that don’t, but you can still enjoy a seamless experience through your mobile browser at many sites
  • Customer Support – It’s important to have a friendly and helpful customer support team on hand should any issues arise. The best eCheck casinos offer a 24/7 live chat service in multiple languages, along with phone, email and social media support
  • Site Design and UX – Browsing a site’s range of casino games should be an enjoyable experience, not a chore. The key to this is a strong site design that puts the user first. We test how smooth the navigation is and make a note of any helpful filtering options

Reviews of the Best eCheck Casinos 

Let’s take a closer look at some of the biggest eCheck casinos available to US players. 

  • Part of the wider MGM Resorts International group, BetMGM was one of several new online casinos to emerge in 2018 following the repeal of PASPA. Doubling up as a sportsbook, BetMGM offers everything US players look for in an eCheck casino, from its slick interface to its impressive range of online slot games. I was particularly impressed with its ‘Hottest New Releases’ section, which features slots from big hitters like Play’n GO, along with lesser-known providers like Armadillo Studios and Design Works. Many of these games are exclusive to BetMGM, so you won’t find them anywhere else. The Poker Welcome Offer is another highlight, as new players can pick up a bonus up to $1,000 plus $75 in free tournament tickets.

    pros icon Pros:
    • Excellent user experience
    • Great range of slots and casino games
    • Lots of exclusive titles
    • Big poker welcome bonus
    cons icon Cons:
    • Could offer more ongoing promos
  • When I saw that BetRivers offers over 1,400 games across its site, I couldn’t wait to get stuck in. The games library is organized into popular categories such as Megaways and Slingo, with the total number of titles in each section clearly listed. My favorite feature, however, is the option to browse the games of individual software providers. Whether you’re a fan of NetEnt, Red Tiger, or IGT, you can check out all their available slots with just one click. I like the welcome bonus here too — you can use the bonus code CASINO500 to get a 100% deposit match up to $500, and it comes with a favorable 10x wagering requirement.

    pros icon Pros:
    • Huge range of games
    • Browse by software provider
    • Player-friendly welcome bonus
    cons icon Cons:
    • Site design is less modern than its competitors
  • Originally best-known for its daily fantasy sports games, DraftKings has developed into a powerhouse of online casino entertainment, boasting a diverse range of slots and table games. I was particularly impressed with the welcome offer up for grabs here — DraftKings is an ideal site for players looking to claim a bonus from a low minimum deposit. $5 is all that’s required to opt into the 100% matched deposit welcome bonus. Plus, you have a choice between claiming ‘bonus funds’, which are subject to a 15x playthrough requirement, or ‘free credit’ — there’s less free credit on offer, but you have only to wager it once to withdraw any winnings.

    pros icon Pros:
    • Low deposit welcome offer
    • Flexible wagering requirements
    • Helpful blogs on how to play popular games
    • Slick site design
    cons icon Cons:
    • Few promos for existing players
  • FanDuel is another of the eCheck casinos that started out life as a daily fantasy sports site. Today, it’s one the best slots casino sites available to US players. There’s a decent range of ongoing promos for existing players here, my favorite being the Game of the Week offer. All you have to do is wager at least $50 on eligible games each week to receive a $10 bonus. There’s also a great range of live dealer titles, supplied by industry greats Evolution. Fancy trying something different to the classic games? Live game shows like Dream Catcher are full of excitement and potential wins.

    pros icon Pros:
    • Ongoing slots promos
    • Easy to navigate site
    • Wide variety of live dealer titles
    cons icon Cons:
    • Hard to rank up the loyalty tiers
  • I’m always on the hunt for casino bonuses with low wagering requirements, as they give players a better chance of cashing out some winnings. Well, they don’t come much better than the welcome offer at SugarHouse — players only have to wager their bonus once to convert winnings into cash. The maximum $250 bonus is a little smaller than at other sites, but for me it’s one of the best deals on the market for US players. SugarHouse’s range of slot games hits the spot too — head to the top wins section to check out the progressive slots with the biggest jackpots. One drawback is the live dealer section is limited to just eight games, but the main categories like roulette, blackjack, and poker are all covered.

    pros icon Pros:
    • 1x wagering requirement
    • Wide range of online slots
    • Regular slots tournaments
    cons icon Cons:
    • Limited live dealer selection

How We Deposit Using eCheck

Depositing with a casino eCheck is a simple process that you can have set up in no time. Follow the steps below to get started.

Red Man Magnifying Glass Icon STEP 1
Select an eCheck deposit
Head to the cashier page and select eCheck as your preferred payment method.
Blue Man Checklist Icon STEP 2
Choose a deposit amount
Enter how much you’d like to deposit to your casino account. If you’re claiming a welcome bonus, be sure it meets the minimum amount.
Blue Sign Up Download Phone Icon STEP 3
Input your details
Provide your bank name, bank account number, and bank routing number. This information is private and won’t be seen by the casino.
Red Man Playing Games Icon STEP 4
Your deposit will usually be available in your account instantly. If you’ve unlocked a bonus, claim the rewards and hit the reels.

eCheck Transaction Fees

It’s important to note that while eCheck casinos offer many benefits, this payment method is one of the few to incur transaction fees from your bank. However, any associated fees tend to be lower than credit card charges, as transactions are processed via ACH rather than the major card networks.

eCheck fees can be as little as $0.10 and are typically in the region of 0.5%–1.5% of the transaction amount. To know where you stand before setting up a casino eCheck payment, contact your bank to get the lowdown on any costs involved.


Claim a Welcome Bonus with an eCheck Deposit

Claiming a welcome bonus is a key part of the process of signing up to a new eCheck casino. The good news is that an eCheck deposit should always qualify you for a bonus, unlike most e-wallets. Here are some of the main types of welcome bonus up for grabs at online casinos that accept eCheck.

Matched Deposit Bonus

When you claim a matched deposit bonus, the online casino will ‘match’ your first qualifying deposit to a certain percentage. A 100% matched deposit would therefore effectively double your money — depositing $20 would give you an extra $20 in bonus credit.

Free Spins

Free spins can be used on slot games — they count the same as real money spins, so you can still win cash prizes, just without the risk. That said, they’re usually set to the minimum spin value and there tends to be a maximum amount you can win per spin.

No Deposit Bonus

With a no deposit bonus, you can pick up rewards before you’ve even spent any cash — simply register with the casino to claim. No deposit bonuses tend to offer more modest rewards than those that require a big deposit, but they’re still a great way to get started and play some games for free.

Low Wagering Bonus

Wagering requirements often prevent players from converting bonus winnings into withdrawable cash, due to the sheer number of times you have to rollover the amount. Low wagering bonuses are more player-friendly — if you only have to wager the bonus amount a couple of times, you’ll have a much better chance of fulfilling the requirements.

Bonus T&Cs

Bonus Terms and Conditions at eCheck Casinos 

Like any casino promotion, eCheck bonuses will be subject to terms and conditions. Here are some of the most common stipulations to be aware of.

Minimum Deposit

If you’re claiming a deposit bonus — where you receive rewards for adding funds to your account — there’ll be a minimum amount you have to transfer. This is typically in the region of $10 or $20. Be sure to check the T&Cs before you deposit so you don’t miss out.

Wagering Requirements

Wagering requirements — also known as playthrough requirements — require players to bet a certain amount of their own money before they can convert any bonus winnings into withdrawable cash. When you win money from a bonus, it’s typically held in a separate wallet. To withdraw it, you need to fulfill the requirements within the set time limit. 

Wagering requirements are calculated by multiplying the bonus amount, or sometimes the bonus plus your qualifying deposit. Let’s say your bonus was $20 and there’s a 20x wagering requirement, you’d need to bet $400 ($20 x 20) before you could withdraw any bonus winnings.

Time Limits

As we’ve alluded to above, there are time limits applied to several stages of claiming and using a casino bonus. You often only have 24 hours to claim your rewards, and perhaps a week or so to use them. Time limits to fulfill wagering requirements also apply and vary between different sites, but often you’ll get up to a month. Be sure to check the terms beforehand so you’re happy with the amount of time given.

Game Restrictions

While some bonuses are flexible and can be used on a site’s full range of games, others apply to just one or two select titles. Free spins bonuses tend to be quite restrictive, so it’s a good idea to check which slots are included to see whether they’re of interest to you.

Game Contribution

In the process of fulfilling wagering requirements, wagers on most slot games count in full. However, some high RTP slots and table games like blackjack and roulette only partially count. Often, only 10% of wagers on these games will actually contribute to the requirements, so it’s best to stick to eligible slots to have any chance of withdrawing your bonus.

Winning Caps 

Many bonuses at eCheck casinos come with a maximum win cap. This means that if you hit this cap, you won’t be able to win any more cash from the free spins or extra credit. While this may seem harsh, if you reach this point you’ll have already done well out of the bonus.


Play a Range of Different Casino Games at eCheck Casinos 

eCheck casinos offer a huge range of titles for players to pick and choose from as they please. Here are some of the most popular games you can enjoy once you’ve signed up.


Book of Dead – Play’n GO

Slots dominate the games libraries of most eCheck casinos. There’s an enormous amount of variety on the market — players can choose between 3-reel and 5-reel games, slots with innovative mechanics like Megaways and Megaclusters, and a huge range of themes including everything from ancient Egypt to outer space.


Lucky Blackjack – Yggdrasil

Originating as far back as 17th century Spain, Blackjack has a long history as twenty-one and Vingt-Un. The modern form of the game is hugely popular in land-based and online casinos, the aim of which is to get a card total higher than the dealer’s without going over 21. Each turn, players have the option to hit or stand, and sometimes double, split, or surrender.


Multi-Wheel Roulette – Microgaming

Roulette is another centuries-old casino game that’s popular all over the world. The iconic red and black roulette wheel features a green zero and a double zero in the American variant, while the European and French styles just have the one zero space. When they spin the wheel, players can bet on a single number, red or black, odd or even, and much more.


Live Baccarat – Evolution

Baccarat has a debated history, but was certainly popular among the French nobility in the 19th century. Players bet on which hand will score the highest: the player’s or the banker’s. Most cards are worth their face value, but tens and face cards are all worth nothing.


Craps Live – Evolution

The game of craps involves players betting on the outcomes of a dice roll. Craps developed here in the US in the early 19th century and is based on a European game called hazard, which has much older and foggier origins. While there generally aren’t too many variations of craps available to play online, you can rest assured the best eCheck casinos will feature at least one room to play this classic game.

Live Dealer Games

Lightning Roulette – Evolution

Table games like roulette, blackjack and baccarat can be enjoyed in an RNG, solo player format at most online casinos. However, if you prefer the idea of playing alongside other players, you can opt for a live version of the game instead, which’ll feature a real croupier hosting the game from an authentic casino environment.

Video Poker

Jacks or Better – Playtech

Video poker is based on the poker game five-card draw, but it also shares similarities with slot games. Each turn, players have the opportunity to discard cards and take new ones, to help them form the best five-card poker hand.


Alternative Banking Methods

If you’ve found an eCheck casino you like but aren’t sold on this payment method, don’t fret. eCheck casinos typically offer a host of deposit options, so you can easily find a payment method that supports faster deposits and withdrawals, along with other handy benefits. Here are some of the most popular payment options on the market.

Mastercard Logo

If you have a bank card with Mastercard, you can use it to deposit and withdraw funds to and from your online casino account. It’s a straightforward payment method that will feel familiar, as we’re all used to using our bank cards in everyday life. Using Mastercard, there’s no need to create any new accounts — simply enter your card details and select your deposit amount. Withdrawals may take up to five working days to clear, but deposits are processed instantly.

Visa Logo

Visa debit and credit cards can be used at all the top casino eCheck sites. One of the main benefits of using a bank card is that it’ll always be eligible for unlocking deposit bonuses. Additionally, although withdrawals take up to five working days, the wait time can be reduced to just 30 minutes if the casino supports the Visa Fast Funds service.

PayPal Logo

PayPal is one of the most popular e-wallets worldwide and is a great alternative if you’d prefer to share your bank details. It also offers faster withdrawals than most other payment methods, getting the job done in 1–2 days. The main drawback is that e-wallets are often excluded from claiming deposit bonuses.

Skrill Logo

Skrill is another digital wallet that’s supported at most gambling sites. It offers similar benefits to PayPal, namely fast withdrawals and secure transactions. There are some small fees involved when cashing out from your Skrill wallet to your bank, but you won’t be charged by the online casino. Skrill offers a range of perks including loyalty bonuses and the ability to buy and sell cryptocurrencies.

Paysafe card Logo

Paysafecard is a prepaid voucher that can be bought in stores in denominations up to $100. Each voucher comes with a unique 16-digit PIN, which is all you need to transfer the funds to your casino account. Paysafecard is a popular option among US players who prefer not to share any sensitive information when making a payment online. The downside is that you’ll need to use a different method for withdrawals.

PayNearMe Logo

With PayNearMe, you can transfer funds to your casino account by visiting a local store. Select PayNearMe as your deposit method and the casino operator will generate a barcode. Take this barcode to a local CVS, Family Dollar, or 7-Eleven and pay using cash or card. It’s a handy method for paying in cash, or for if you’d rather not share your card details online.

Play Plus Logo

Play+ customers receive a free prepaid card that can be used for everyday purchases online, in stores, or at an ATM. Users can top up their Play+ account using a debit or credit card and then transfer these funds to their casino account. All you’ll need is your Play+ details to set up the payment, keeping your bank details secure in the process.

Cryptocurrencies - gold and silver coins

Cryptocurrencies aren’t widely available at eCheck casinos just yet, but they do offer a range of benefits for players. Transactions are highly secure and generally processed instantly, and you can easily manage your currencies with a crypto wallet. That said, cryptocurrencies tend to be more volatile than fiat currency, so it’s important to do your research before using them for gambling purposes.

Sign Up & Play!

Sign Up to an eCheck Casino, Claim Your Bonus and Start Playing

Now you’ve got a better idea of how a casino eCheck payment works and what’s on offer once you’ve signed up, go ahead and pick a site from our comparison list. Once you’ve made your choice, click through to register, claim your welcome bonus, and try your luck!



Are eCheck payments safe?

Absolutely — eCheck transactions are processed via ACH, which uses the highest levels of encryption.

What bonuses can I claim with an eCheck deposit?

eCheck deposits typically qualify players for all manner of bonuses, including everything from free spins to matched deposits.

Does every casino accept eChecks?

No, every casino is different in terms of the payment options on offer, but eCheck casinos are fairly common in the US.

How fast are eCheck withdrawals?

eCheck withdrawals generally take up to five business days to complete, the same as a debit card.

Are there any fees involved when depositing and withdrawing with eChecks?

Nope! eCheck casinos don’t charge fees for deposits or withdrawals.

Are there any transaction fees associated with eCheck payments?

Yes, there may be transaction fees incurred when making a payment with an electronic check. The amount varies between different banks, but is generally in the region of 0.5%–1.5%.

Which is the best eCheck casino?

With so many top eCheck casinos on the market for US players, it’s not for us to pick just one. There’s plenty of room for personal preference in our shortlist of the best sites, so go ahead and browse the options and pick one that appeals to you.

How fast are eCheck deposits? 

Not very — one of the main downsides with eCheck deposits is that they take up to three days to process.

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Eddie Baker Headshot
Eddie is a contributor at US who focuses on writing and editing gambling guides, reviews, and more. Outside work he's a musician and distance runner.