Lottery Payment Methods

By Daniel Bennett on
From Visa to PayPal there are plenty of payment options, whether you’re buying tickets or betting on lottery . Compare the top lottery sites to find the best lottery payment method for you.
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1. The Pools
Loaded 4 Life - £1 per bet

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"Enjoy plenty of lottery and sport offerings from this world-renowned site"
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New Customer Offer Top prize only available to residents of England, Wales, Scotland and Northern Ireland. Loaded 4 Life Lotto is a bet on the outcome of the Pennsylvania Lottery Match 6 Lotto draw. See Loaded 4 Life Lotto FAQs for more information. 18+. Full T&Cs apply. Please gamble responsibly.
2. Lottomart
Get a Free Lotto Bet + 10 Free Spins on Your First Bet

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"Make the most of this lottery site that has been exquisitely designed for mobile, as well as offering new players 100% up to £100."
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New Customer Offer Min £2 in lotto bets on first purchase to qualify. 10 free spins awarded on Sweet Success Megaways. New players only. 18+. Full T&C's apply. 18+. Full T&Cs apply. Please gamble responsibly.
Buy 5 Get 1 Free

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"Get to the heart of the action with this excellent new lottery site, boasting over 25 different lotteries for you to enjoy"
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New Customer Offer Buy 5 scratchcards and get 1 for free 18+. Full T&Cs apply. Please gamble responsibly.
4. Multi Lotto
100% Welcome Bonus

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"This established and widely trusted UK brand offers not just a great range of lottery games, but also a fantastic live casino"
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New Customer Offer When using a deposit bonus on Multilotto, your deposit will be multiplied with a certain percentage up to a certain amount. For example, if you deposit €10 using a 100% deposit bonus you will be rewarded with €10 extra, leaving you with a total of €20 to use at any of the lotteries offered on 18+. Full T&Cs apply. Please gamble responsibly.
Editor's Choice 5. Giant
100% Welcome Bonus

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"Elegant designs and enormous jackpots are just some of the reasons why Giant Lottos is one of the most popular lottery sites out there"
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New Customer Offer In order to claim your 100% welcome bonus, simply make deposit into your account within 7 days of registering with Giant Lottos. Your bonus money will then be automatically loaded into your 'Gold Coin' account as soon as your deposit has been successfully made via credit card, Skrill, Neteller, token or other e-wallet. 18+. Full T&Cs apply. Please gamble responsibly.
6. Lottosend
Deposit £25, Play with £45

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"With one of the widest selection of games on the market and promotional offers hand picked by an expert team, what is not to love about Lottosend"
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New Customer Offer The Deposit Deal Bonus is awarded to members upon making their first deposit in their Lottosend account (Initial Deposit, Cashback Bonus, First Cashback Bonus and First Time Bonus all refer to the same Deposit Bonus). • The Deposit Deal bonus is granted only one (1) time per player and members who benefit from this bonus will not be eligible for any other first deposit promotions. Similarly, members who have benefited from another first deposit offer shall not be eligible for this bonus, unless stated otherwise. 18+. Full T&Cs apply. Please gamble responsibly.
Top Games Selection 7. Lotto Kings
Triple Satisfaction Guarantee

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"The usability of Lotto Kings is what sets this site apart, with a 30 day protection on net losses for new customers only adding to that"
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New Customer Offer Lottokings will refund your money if you do not win any prizes in the first 30 days, if you aren’t completely satisfied with our product or if the site or service are not up to standard. 18+. Full T&Cs apply. Please gamble responsibly.
Modern Design & Graphics 8. Win Trillions
Spend £2, Get 1 VIP Point

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"A first class VIP programme is yours to make the most of when you sign up to Win Trillions"
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Customer Offer From buying lottery tickets, syndicates, Millionaire Raffles, to scratch off tickets you'll be rewarded just for being a member. You receive 1 VIP Loyalty Point for every £ 2 you spend. VIP points can be redeemed for discounts and free plays. 18+. Full T&Cs apply. Please gamble responsibly.
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Thanks to online lottery sites and lotto betting sites, it’s now possible to win money on lotteries around the world. Whether you want to take a plunge on the US Mega Millions , have an eye on Italy’s SuperEna or fancy a flutter on Spain’s Christmas lottery , there’s a lottery site for you.  But, what payment method s are accepted at these lotto sites, and which is best to use? We cover everything you need to know about the payment options available so that you can pick out a top lottery site , sign up and start you lottery adventure today.

Online lottery payment methods

With such a vast choice of lottery payment methods, how can you be sure that you’ve chosen the right one for you? Let’s take a look at some of the most popular options.

Debit Cards

Debit cards are traditional payment methods at both online and offline retailers, which makes them a natural choice for lotto sites . Most sites will allow customers to make deposits and withdrawals using Visa and Mastercard , but individual sites may also permit payments using other card providers.


  • Fuss-free
    Virtually everyone has access to a debit card and use them practically everyday. This means people understand how to use them, making for a simple, fuss-free way to buy lottery tickets or deposit funds into your online lottery account.
  • Instant payments
    Whether you’re buying a lottery ticket online or depositing funds into your lotto betting account, card payments are almost always instant.


  • Slow withdrawals
    Debit card withdrawals can take anywhere from two to seven working days for the funds to reach your bank account. This is slow in comparison to e-wallets, as some lottery sites process e-wallet payouts in less than 24 hours.


E-wallets are becoming more and more popular payment methods. Most people are familiar with PayPal , but names such as Neteller and Skrill are also becoming more commonly known.


  • Security
    When you sign up to an e-wallet provider you’ll give them your personal details, which means you won’t need to enter them on the lottery site. You’ll simply login and the provider acts as a bridge between your bank and the site. This adds another level of protection to your personal information.
  • Speed
    Both deposits and withdrawals are practically instant when you’re using an e-wallet as a payment method. This means you can start betting on lottery and withdraw your lottery betting winnings quickly.


  • Bonus exclusions
    Many lottery betting sites offer bonuses , such as free cash or matched deposits, to their new customers. However, a handful of lottery sites—as well as other casino sites and sportsbooks—exclude payments via certain e-wallets from claiming these bonuses. Check for any such exclusions in the terms and conditions before you choose your lottery site.

Virtual prepaid cards

Prepaid cards are accepted at a vast range of lottery sites. They function in a similar way to a regular debit card, but users will only have access to a certain amount of money on this card. paysafecard is one of the most widely available- players can buy a card and pay using the 16-digit PIN on the card.


  • Controls spending
    Prepaid cards are a useful way of taking control of your lottery betting budget as you’ll only have access to the predetermined amount of money on the card.
  • Security
    As with e-wallets, prepaid card users won’t need to enter personal banking information when making purchases on lottery sites. This adds another level of protection to your information .


  • Fees
    Depending on the prepaid card you choose you may have to pay a monthly service fee.
  • Spending limits
    Some prepaid cards may have maximum spend limits, which could limit the amount you deposit into your lotto betting account. For example, paysafecard has a limit of £200 per transaction.

Bank Transfers

Many top lottery sites offer customers the chance to make deposits and withdrawals via bank transfer.


  • Simple

Bank transfers to lottery sites work in the same way as other bank transfers. The familiarity of these transfers makes it an easy and hassle-free process.


  • Processing times

Whether you’re making deposits to your lottery betting account, or withdrawing your lotto betting winnings, payments via bank transfer usually have a longer processing time than other payments. This will vary between lottery sites, but is usually around 1 to 5 working days .


With the increasing popularity of cryptocurrencies, Bitcoin lotteries are becoming more and more common, especially at new lottery sites . At Bitcoin lottery sites customers can make deposits and withdraw winnings with the virtual currency.


  • Security
    Bitcoin provides total anonymity which provides you with another level of security regarding the safeguarding of your personal information.
  • Universal currency
    Bitcoin currency is universal, which means there’s no loss of value when converting from EUR to GBP, for instance. This is especially useful if you’re betting on international lotteries.


  • Fluctuating value
    Bitcoin doesn’t yet have any regulation per se, which means it’s subject to fluctuations and can value can fluctuate significantly in a short period of time. This means the value of your win can vary from day to day.

Withdrawal processing times

While many lottery site deposit banking options are practically instant, you’ll usually need to wait a short processing time for withdrawals. This processing time can be as little as a matter of hours to a few days and will vary for each payment methods and at each lottery site.

Compare, pay and play

Now you understand the top lottery payment methods, you’re probably ready to start betting on your favourite lotto draws. The next step is to find your ideal online lottery site. Take a look at our list of top sites and see which one fits the bill. Simply sign up to your favourite and start your online lottery adventure.

Can I deposit with a credit card?

No. While this used to be possible, from 14 April 2020 credit card gambling is banned in the UK.

Must I deposit a minimum amount to my online lottery account?

Most lottery sites will ask customers to make a minimum deposit when uploading money into their account. This minimum amount will vary depending on your chosen lottery site and payment method.

Is it safe to share my bank details with a lottery site?

Yes, providing you’ve chosen a licensed lottery operator regulated by a governing body, such as the UK Gambling Commission (UKGC) . Governing bodies hold licensees to high standards when it comes to safeguarding customers, so you can rest assured that your money is safe. However, if you’re looking for an extra layer of protection you can use e-wallet options, such as PayPal, Neteller and Skrill to pay for your lottery bets.

Can I use multiple payment methods?

Yes. You won’t be held to using the same payment method every time you make a deposit or withdrawal from your online lottery account. Some sites stipulate that customers withdraw winnings with the same method they used to deposit, so be sure to check the terms and conditions before deciding on a chosen banking method.

If I make a payment via desktop, will it be available on my mobile account?

Yes, any deposits you make on your desktop will be account on mobile too. Simply log into your mobile app — or mobile-optimised web page— and bet on your favourite lotteries, from US Powerball to the Spanish El Gordo de Navidad, wherever you are.

Can I use my friend's bank card to fund my account?

No, this is not allowed under any circumstances. The name of the lottery site account holder must match the name on the payment card. These rules are in place to protect customers against illegal activity.

The people behind this page's online gambling content experts helped write, edit and check this page:

Daniel is Head of Operations at He has half a decade of experience writing on topics including sports betting, online casino and the NBA. Daniel also covers Premier League football for news and has interviewed Louis Saha, Richard Dunne and Gary Pallister. In his spare time, Daniel enjoys film photography and making Spotify playlists.