This page has been checked for accuracy by Adam Dickinson. Adam is our resident fact checker and has over five years of experience working in the gambling industry, including roles at PlayOJO, Betway and Entain plc.
PayPal is a fast and secure online payment method, accepted at a range of gambling operators. Looking for the best lottery sites that accept this e-wallet? Our unbiased reviews have you covered - take a look.
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When it comes to playing at online lottery sites, you’ll want to find a banking option that suits you down to the ground. PayPal is one of the best payment methods about, offering instant deposits, secure transactions and fast withdrawals. Wondering how to find the best PayPal lottery sites? Look no further. We’ve created a list of the best lottery sites that accept PayPal, so that you can easily compare, sign up and start playing lottery online today.
If you want to learn more about using PayPal at UK lottery sites, we’ve covered that too. Read on for all the need-to-know information, including the benefits of using PayPal, how you can use it to buy lottery tickets and bet on lottery tickets online, and any potential drawbacks.
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Pros & Cons
Is PayPal your ideal way to pay at online lottery sites?
Free to open an account
Free, instant deposits
Store multiple bank cards and accounts in one account
Top-notch security with email confirmations and data encryption
Most transactions are free of charge
Authorised and regulated by the Financial Conduct Authority
Free to open an account
No need to share card details with online casino
Manage your account from your mobile with PayPal's app
24/7 customer support
Not widely available at lottery sites
Limits your ability to claim lottery bonuses
PayPal among the most popular banking methods at online gambling sites, but what makes it the go-to option for so many lottery players? Let’s take a look at the benefits of playing at PayPal lottery sites.
Secure deposits and withdrawals
PayPal is one of the most secure payment methods around. When you use PayPal at lottery sites, there’s no need to enter sensitive information like bank details – you simply log in to your PayPal account to verify payments. PayPal lottery payments are processed instantly, so you’ll be able to use your funds right away.
On top of that, PayPal uses powerful data encryption to protect your e-wallet account, as well as 24/7 fraud monitoring. It also offers secure logins – you can use fingerprint identification to log in to the PayPal mobile app, while those using the PayPal website can activate two factor authentication.
PayPal’s account protection means that in the unlikely event your account is ever compromised, you won’t be liable for any unauthorised purchases.
Fast withdrawals to your PayPal account
One of the best things about playing at PayPal lottery sites is that it is one of the best banking methods for fast withdrawals. Some of 2023’s best lottery sites process PayPal withdrawals in less than 24 hours, making it a much faster way to cash out than debit cards or bank transfers. This means you can access your lottery winnings quickly and easily.
Keep in mind that you may not be able to use PayPal to withdraw big jackpot wins – this could involved travelling to the country of the lottery or receiving a cheque.
Things to consider before using PayPal at lottery sites
The one major drawback of using PayPal as your lottery banking method is that it’s not available at all sites. In fact, it’s fairly difficult to find dedicated lottery sites that accept PayPal – it’s more widely available at online casinos and sports betting sites that offer lottery options. One downside of this is that casinos and bookies don’t usually offer the same variety of draws at online lottery sites. For example, while you’ll still be able to play some lotteries like Mega Millions, you won’t have the choice of over 50 international lotteries that are on offer at some top lottery ticket sites and lotto betting sites.
Another drawback of this is that some casinos and betting sites state that you can’t use the welcome bonus to purchase online lottery tickets. So if you’re keen on bagging a lottery bonus, you may be best off using an alternative payment method accepted at dedicated lottery sites. Other e-wallets like Neteller and Skrill are generally more widely available than PayPal at online lottery sites.
Since 2022, PayPal has allowed people to block all gambling transactions made using their PayPal account. If you struggle with a gambling problem, you can get in touch with PayPal to set up this block.
An introduction to PayPal
PayPal is one of the world’s most popular payment methods and is used by over 200 million people from more than 200 countries and regions. This e-wallet was founded all the way back in 1998 and has gone from being the go-to payment method for eBay users to being accepted by a huge range of online retailers, including many of the UK’s best gambling sites.
How to deposit and withdraw with PayPal at online lottery sites
Depositing with PayPal at top lottery sites is a walk in the park. Of course, you’ll need to create a PayPal account if you don’t already have one, but that only takes a minute or two. Once you’ve done that, simply follow these four steps to deposit at your chosen lottery site.
You can deposit by either linking your bank account to your PayPal wallet, which is the fastest method, or by manually topping up your e-wallet. You can choose the source of funds for each deposit.
Make your way to the lottery site’s cashier page and select PayPal as your deposit amount. Then enter the desired deposit amount and hit confirm.
You’ll then be redirected to the PayPal login page to authorise the deposit. Simply log in to your e-wallet account and verify the payment.
Your deposit will be processed instantly, so you’ll be able to start playing or betting on lottery draws right away. Good luck!
From 14 April 2020, a credit card gambling ban will come into force in the UK. This will apply to credit card payments made through PayPal, so you’ll have to link to a debit card or current account to use PayPal at online lottery sites.
If you get and land a lottery win, you’ll be able to easily withdraw to your PayPal account by heading to the cashier page, selecting the withdrawal option, entering your chosen amount and clicking confirm. Of course, keep in mind that if you get really lucky and win a lottery jackpot, you may need to visit the country of the lottery to collect your prize or receive it via bank transfer or cheque, depending on whether you’re playing at a lottery ticket site or a lotto betting site.
Most lottery sites state you must withdraw using the same banking option as you used for your most recent deposit, up to the deposited amount. So you won’t be able to withdraw using PayPal if you deposit with a debit card, for example.
Deposit & Withdrawal Limits
Enjoy high limits when you deposit and withdraw with PayPal
PayPal offers some of the highest deposit and withdrawal limits, which makes it an attractive online lottery payment method option for many players. If you’re looking to deposit large amounts, this makes PayPal a more suitable option that paysafecard or Boku, as these have much lower deposit limits. PayPal also offers high withdrawal limits, although keep in mind that there are special collection processes if you land a lottery jackpot.
Minimum limits for PayPal deposits and withdrawals vary depending on the lottery site you’re playing at. Some let you deposit as little as £5, while others set the bar at £20, so check this out to help you find the PayPal lottery site that best suits your budget.
Deposit with PayPal on your smartphone
If you prefer to play online lotteries on your smartphone, PayPal is a great banking option for convenient mobile banking. The PayPal mobile app for iPhone and Android makes it easy to manage funds on the go, and push notifications will alert you each time your withdrawn lottery winnings reach your account. On top of that, the PayPal app offers fingerprint identification which you can activate for faster and more secure logins.
All the PayPal lottery sites we recommend have mobile-optimised websites, which means you can buy tickets or bet on lottery draws via a mobile web browser. Some of the very best UK lottery sites have also developed mobile apps, which make it even easier to play on the go. Mobile lottery apps allow you to switch between your PayPal and lottery app within seconds, and they also have push notifications to alert you if you land a lucky win!
The PayPal mobile and mobile lottery apps are free to download for iPhone and Android devices.
PayPal is a great deposit option, but that doesn’t mean it suits every lottery player. Here are some alternative banking methods to check out if PayPal isn’t quite doing it for you.
Skrill is an e-wallet that offers instant, secure payments without having to enter your bank details. An added benefit is that you’ll have access to a Skrill prepaid Mastercard.
This e-wallet is widely accepted at top UK lottery sites and offers fast deposits, security and speedy withdrawals to your Neteller account.
Paysafecard is a prepaid card that can be bought in-store without the need for a debit card, meaning there's no need to share any bank details, Alternatively, you can instead purchase a PIN online. Simply enter your unique 16-digit PIN provided or on Paysafecard itself to deposit at online lottery sites.
Pay by phone bill methods like Boku offer instant and secure deposits that are charged to your phone bill. Simply enter your mobile number and verify the deposit by SMS.
Sign up to a PayPal lottery site today
We’ve taken you through the ins and outs of using PayPal at online lottery sites, so all that’s left to do is find the right site for you. Use our list of top lottery sites to compare and pick out your favourite. Once you’ve made your choice, simply sign up to play online lottery draws today!
Yes. All the online lottery sites we recommend are licensed by the UK Gambling Commission, which guarantees that your account is secure and that you have access to responsible gambling settings. UK licensed lottery sites use industry standard encryption technology to keep your personal and financial details safe.
No. The vast majority of PayPal transactions are free for UK users, unless there’s a currency exchange involved, and most only gambling sites don’t charge for PayPal deposits or withdrawals. We’d recommend always checking the terms and conditions of PayPal lottery sites just to be safe, though.
This depends on the site in question. While some may offer just one lottery such as Mega Millions, other gambling sites offer additional options such as Euromillions, Powerball, Spanish Lotteries, EuroJackpot and SuperEnalotto. We’d always recommend comparing the draws on offer at online PayPal lotteries sites to find that site that best suits your preferences.
No, but we’d recommend doing so. This is because your account will have small transactions if you do not verify it. Luckily, you can easily verify your PayPal account by linking it to your bank account.
Daniel is Head of Operations at Compare.bet. He has half a decade of experience writing on topics including sports betting, online casino and the NBA. Daniel also covers Premier League football for Compare.bet news and has interviewed Louis Saha, Richard Dunne and Gary Pallister. In his spare time, Daniel enjoys film photography and making Spotify playlists.
The following external expert(s) contributed to ensure this page provides maximum value, accuracy and insight:
Adam has almost a decade of experience working in the gambling industry, including various content and marketing roles at the likes of PlayOJO, Betway and Entain He is currently the Head of Marketing at Arena Entertainment. Adam puts his vast experience to use as a fact checker for Compare.bet.